four million, eight hundred & two thousand, five hundred twelve and nine hundredths => 4,802,512.09
Expand it:
4,802,512.09 = 4,000,000 + 800,000 + 2,000 + 500 + 10 + 2 + 0.009
4,000,000 + 800,000 + 2,000 + 500 + 10 + 2 + 0.009 is your answer
hope this helps
