You save $1000 each month and plan to retire in 30 years. If your investments earn 1% per month and your first payment into your retirement account starts 1 month from today with the last payment after 30 years, what amount will you accumulate at the time of retirement? a. $3,494,964 b. $3,001,271 c. $3,761,219 d. $2,999,213 e. $3,176,256